Benefits. Simplified.

If you prefer to shop for health coverage directly with an insurance company instead of using the Marketplace, this page is for you. Here you’ll find simple information and links to individual (off‑exchange) health plans available in Washington, Oregon, and nearby areas, so you can explore options, compare networks, and decide what might fit your needs and budget.

The links below are to apply for coverage without credits. Please note, you can still apply for coverage in the Exchange without credits.